Save on Insurance for Home Auto and Business, retirement planning specialists, Costal Insurance
We are a Full Service Insurance & Planning Agency, offering Insurance,Retirement Planning(Roth IRA 401K Plans),Stock-Brokerage Services, and Small Business Programs.
General Insurance to High-risk or Specialty Business coverage, we provide world class protection for your Business & Personal needs. Coverage you need for the peace of mind you want. We evaluate your specific needs; find the company(s) that will give you the best value for your dollar, while supplying an unyielding standard of protection. The numerous companies we represent offer superior products, excellent customer service, and outstanding reputations for fast,and fair claims service.
Additionally, EMC Insurance Agency & Financial Services LLC. offers: Financial and Investment Planning, Stock Brokerage Services, Group Benefits, for Business and Commercial accounts.
Full Line of Insurance includes, Auto Insurance, Health Insurance, Flood Insurance,Boat & Yacht Insurance, Classic Car Insurance, HomeOwners, Life, Health, Dental, Long Term Care,Disability, Medicare - Supplemental and Group Benefits, Fixed-Indexed Annuities and Lifetime Income Annuities.
Retirement Planning Services: IRA and SEP Plans Roth IRAS, 401K's, Pension Planning, IRA 401K Rollovers,Estate Planning, CD's Annuities and Investments.
Office is headed by a Licensed Insurance & Registered Securities Broker with over 30 years experience in Financial Services. Services are provided by Un-affiliated entities.
EMC Insurance Agency is independently owned and operated. Securities offered through Garden State Securities Inc. Member FINRA/SIPC.
Not available in all states.
Keywords: Financial Planning, Insurance, Retirement Plans, Ocean County Insuramce, Auto Insurance, Classic Car Insurance, Cheap Car Insurance, Life Insurance, Term Insurance, Annuities, High Rates, StockBrokers, CD's, Flood Insurance, Workers Comp
Interview Q&A
How long have you been in business?
I started working on wall street in 1977
What is your primary product or service?
We are a full service Insurance and Investment Planning firm, we address many financial concerns and seek to help the client solve a problem and assist them with achieving a financial goal.
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
My uncle owned a brokerage firm back in the 1960s and My mother was the Controller of a major fashion company, Pierre Cardan and worked at American Express so risk management and investments were all around.
How do you differentiate yourself from other businesses in your category and area?
I am a full service advisor, I look at the total picture and becasue of the unique structure of my agency I am able to offer my clients a one-stop approach towwards their financial situations.
How many locations do you have and do you have plans to expand?
We have one office and expansion may be in the future.
Provide detailed directions to your location
from Route 70 in Brick, a right on route 88 approx 2 1/2 mles. from Point Pleasant Beach, a left on Arnold Ave to rt 88, 1/2 mile over the bridge
What type of payments do you accept?
Insurance payments accept credit cards and we offer financing through PFS.
Which areas do you service?
We service Ocean and Monmouth Counties, but have clients all over NJ
Who owns your company or runs daily operations?
Ernest Caponegro is the CEO
What are your hours of operation?
open 6 days a week from 9am to whenever.